Being Self Employed Is Not For Everyone

By: Bruce Lipski

Do you know how hard it is to be self employed? Do you have what it takes? There are many advantages to being self employed such as being your own boss and having the ability to set your own hours but overall being self employed is not easy. There are many downsides that people might overlook when they are contemplating making a career job decision. If you decide to become truly self employed it means that:

1) You will have to pay 100% of your own health care and sometimes it is even hard to find companies that are willing to give you health care. If you are lucky enough to find affordable health care, then you will have to send them a check (or have it automatically withdrawn from your checking account) every month to pay for it. You won't have the luxury of a paycheck for it to be magically deducted from.

2) You will have to pay your own taxes every quarter. This is often overlooked. If everyone had to get out their own checkbook and write a check to the IRS every month there would be a lot fewer fiscal liberals in the world. Writing a check to the IRS is one heck of a lot more eye opening than having it deducted from your paycheck.

3) You will have to be able to save enough to pay your taxes every quarter. You had better be able to have some self control because those checks you get from your clients or wherever are not all yours. Some of it belongs to the government and you better not need their share for the rent. The government doesn't care about your rent, food, or that XBox you want - they want their share and you better have it for them.

4) You better be able to keep very detailed records. In order to pay your taxes you are going to have to be able to figure out how much you owe. That means you need to keep daily records of everything and be able to prove your income if you ever get audited.

5) You will need to figure out how to do your taxes or find someone trustworthy who does. The more money you make in life the more complicated your taxes become. That is a fact. I do my own taxes but then I am lucky and have spent the time to learn how. Without that, I would have to pay to have it done which is another expense if you are successful in life.

6) You will have to have saved up enough money to get started. It is hard to transition from a regular job to being self employed. That day when you make the switch and realize you are totally on your own is a scary one. There is no more safety net of that regular paycheck coming in. You will need to be darn sure you have enough money to keep you going for 6 months to a year just in case things don't work out quite like you planned.

7) Depending on what you do, you may be alone all day. There may be no water coolers and co workers if you are self employed. If you are a social person, you might want to have a regular job where you can leave the house everyday and be out in the world amongst people.

8) You will need to be inwardly driven and a "self starter". Wow, I hate those two words as they are on almost every job posting you will ever see. But in this case they are valid. Some people need a boss to look over them, give them work, and push them. If you are one of these people, you will never be able to be self employed.

I'm sure there are a lot more than this but these are some of the important ones and you will face most of these challenges right in the beginning. I have been successfully self employed for ten years now but it has not always been easy. Can you do it too? Do you really want to?

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Work From Home With Temp Writing Jobs

By: Warren Wong

You have all the flexibility you could ever want in a job when you take temp writing jobs and work from home. There are many people who need the services of a writer for small and large projects, such as creating web content for sites, preparing sales letters, resume writing, writing ebooks and more. If you have a talent for creating exciting and informational content and you have a good grasp of English grammar and punctuation, you can earn a good living working at these types of jobs.

Freelance writers are in big demand for magazines, companies and individuals. There are also free sites on the Internet where you can post submit articles and get paid a percentage of the advertising revenue earned by that site. The pay is only pennies a day, but if you submit articles on a regular basis and build up a fine selection on a variety of topics, you will soon see the pay increasing. You make money whenever a reader clicks on an ad posted on that site.

There is more money to be made when you can write well. With the subscription sites, you pay to join and then gain entrance into the bidding sections of the site where you can choose writing jobs in your field of expertise. You browse through the writing jobs that are posted and decide how much you would charge to complete the work. You then submit a proposal to the client and if you are chosen you have a temporary writing job. Some of the jobs will take you only a few hours or a day to complete, while others take longer or could even be full time employment. You can choose to be paid through the subscription site or if the employer wishes you can be paid through an offshore bank account.

You can decide which projects you would like to take on and how much writing you do in one day. This is the perfect job for stay at home moms and dads because they can work around the children sleep and play schedules. Work late into the night or early in the morning ?whatever time you wish. You don have to get dressed for work and try to manage the traffic in the morning in an effort to get to work on time. Stay in your pyjamas all day, take coffee breaks whenever you want or just go outdoors and enjoy the great sunshine.

Your office can be your kitchen table. Just open your laptop and go to work. Your employer can be in any part of the world. The only investment you need for such a job is a computer with an Internet connection and perhaps a paid subscription. There are many ads posted online looking for freelance writers in all genres and industries. If you have technical or computer expertise, you could be a writer for a user manual or write handbooks or study guides for teachers and students. The world is at your feet when you choose this line of work and you choose your own rate of pay.

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Right Approaches To Medical Interviews

By: Jon Caldwell

In interviewing your patient, take note of the following problems in communication and try your best to provide solutions to them:

1. The interview situation is complicated and dynamic. Keep in mind that you have to listen well to your patient and not impose your thoughts upon the conversation.

2. There is a variety of personality types that a doctor or a patient can assume. Try your best to deal with these types and communicate using their preferred way of communication.

3. The patient's situation is complex and it could not be simplified right away. Patients might even be reluctant to discuss it, however encourage the patient to discuss it further.

4. Know the risks involved and let your patients know. They have a right to understand the potential dangers of your procedures and choose other options if possible.

Encourage your patients to get involved. Ask for feedback. Let them tell you their insights, concerns and plans. Try to know what they know and correct any misinformation that they may have. There is a great chance that they will have heard Mr. John Doe say that this kind of treatment causes certain death that's why they shouldn't be taking that, or read in the paper that pill x causes dizziness and pimples when taken regularly. Also, they may tell you that this procedure costs too much and they will take this cheaper yet irrelevant procedure instead. Neutralize these fallacious beliefs and assure them that they are in good hands.

In talking with your patients, you will be imparting information that will be very important to the state of their wellbeing. Because of this, you must be careful in the way you express your statements. Here are some guidelines:

Patients tend to forget 2/3 of what they hear and more so if they're under stress or pain. Confirm if the patient heard and understood what was said. Keep your words simple: simplify, categorize, prioritize, repeat yourself and let them repeat what you have said. You could make it even easier for them by setting ideas in a familiar context, making them more accessible and linking these with a person, image or metaphor.

In a medical interview, you would be judged according to the way you dress and the way you behave, but most importantly, by the way you answer the questions. Here are some topics that will likely be discussed:

Academic record: This includes grades, courses and anything which may catch their attention. If you have a failing grade, prove that you have compensated. If you have a research, prepare to defend it.

Extracurricular activities: Talk about your interests and their applications to the medical field

Motivations: Why did you choose a medical career? Give specific experiences and relevant skills.

Current issues in health care: Demonstrate your awareness, logic and sensitivity. Read on a variety of topics including ethics, culture and society.

Send your CV to as many agencies as you can. Just pick out the ones that will contact you first before passing out your details to companies. If you send it to more agencies, you will increase your chances of knowing a good job offer. Just do not tell the agency that you are sending your CV to others. Their goal is to try to persuade you to just register with them alone. If they will be able to do that, they will be willing to invest more time with you.

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